Services
Three ways we work
Build the forecast. Put the financial operating rhythm around it. Or have us help run the cash cycle week to week. Most engagements start with the first and grow into the others.
Cash-flow forecasting & tracking setup
The starting engagement, and for many clients the whole engagement. We build a rolling cash forecast that reflects how your business actually collects and pays — not a generic template — and the tracking that keeps it honest once it’s live.
What it involves:
- Discovery of how money really moves — collection patterns by customer type, payment terms you actually keep versus the ones on paper, payroll and debt-service timing, seasonality, and the timing quirks every business has and few have written down.
- A working rolling forecast — typically 13 weeks for operating decisions, with a longer horizon where the business needs one for hiring, capital purchases, or a lending conversation.
- Connection to your real data — built on your accounting system and bank activity so updating it is a routine, not a rebuild.
- Variance tracking — forecast versus actual, so the forecast gets more accurate over time instead of quietly drifting. A forecast nobody checks against reality is a guess with formatting.
- Handover you can actually run — documented, with your team trained on the weekly update, or maintained by us if you’d rather it stayed off your plate.
The deliverable is a forward view of cash you trust enough to make decisions against — and a process that keeps it that way.
FP&A and financial-operations advisory
A forecast is only useful inside an operating rhythm that uses it. This service builds that rhythm: the reporting, the review cadence, and the discipline that turn financial information into decisions on a schedule instead of in a scramble.
- Management reporting — a short, consistent package that answers what happened, what it means, and what to do — rather than an export nobody reads.
- Budget and forecast process — an annual plan that survives contact with the year, re-forecast on a cadence rather than abandoned in March.
- Budget-versus-actual discipline — variances explained while they’re still actionable.
- Financial operations — the close rhythm, the approval and payment workflows, and the controls that keep the underlying numbers clean enough to forecast from.
- Decision support — pricing, hiring, capital purchases, and financing decisions run against the cash picture before they’re committed.
Fractional cash-management support
Ongoing, hands-on help running the cash cycle — for businesses that need the capability more than they need another full-time salary.
- The weekly cash cycle — the forecast updated, the coming weeks reviewed, and the calls made on what gets paid when.
- Working capital — receivables follow-through, payables timing, and the levers between them that move cash without touching revenue.
- Liquidity planning — reserves, credit-line usage, and knowing well ahead of time when things get tight rather than the week they do.
- Banking relationship support — preparing the numbers and the narrative for lender and bank conversations, so a credit request arrives with a forecast behind it.
- A standing seat in the room — someone accountable for the cash question who has done the job before.
For fractional CFOs and advisors
Any of the three can be delivered behind an advisor rather than beside one. If you’re a fractional CFO or advisor already holding the client relationship, we build and maintain the forecasting and tracking layer underneath your work — consistent across your book of clients instead of rebuilt by hand for each one. You keep the advisory seat and the client relationship. We handle the build and the upkeep.
The software behind the work
Where it fits, we deliver these services on Cash Horizon — the cash-forecasting software we build and use with our own clients. It runs securely, and where you want it, in your own cloud account. Engagements can also be delivered in the tools you already use.
How engagements run
Scoped up front — a defined scope and a defined deliverable — then run remote. A forecast build moves through discovery, a first working forecast, and a cadence for keeping it current. Advisory and fractional support settle into a standing rhythm you can plan around, with the meeting time cash work genuinely needs and none that it doesn’t.
Want to see your cash coming?
A short consult is the best way to find out which of the three fits where your business is right now.